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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 8/16/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| Back to School Loan |
$1,500 for 12 months |
$133. per month for 12 months |
8.90% |
Fixed |
| Vehicles New and Used 2004-2009 |
up to 60 months |
approx $19.50per $1,000 |
5.25% with A Credit |
Fixed |
| Vehicles New and Used 2004 - 2009 |
up to 60 months |
approx $20.00per $1,000 |
6.25% with B Credit |
Fixed |
| Vehicles New and Used 2004 - 2009 |
up to 60 months |
approx $21. per $1,00 |
8.25% with |
Fixed |
| Used Vehicles 4 years or older |
up to 60 months |
approx $21 per $1,000 |
8.25% with A Credit |
Fixed |
| Used Vehicles 4 years or older |
up to 60 months |
approx $21.50 per $1,000 |
9.25% with A Credit |
Fixed |
| MARCH MADNESS |
12 months |
approx 177.00 per month |
8.88% |
Fixed |
| Vacation Loans |
up to 2,000 for 18 months |
121.00 per month for 18 months |
8.90% |
Fixed |
| Line of Credit Loans |
up to 60 monts |
approx $21 per $1000 |
10.00% with A Credit |
Fixed |
| Line of Credit Loans |
up to 60 months |
approx $22 per $1000 |
11.00% with B Credit |
Fixed |
| Line of Credit Loans |
up to 60 months |
approx $23 per $1,000 |
13.00% with C Credit |
Fixed |
| Holiday Loans |
up to $2,000 for 24 months |
approx $94 for 24 months |
9.90% |
Fixed |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Certificates
| Rates as of 8/16/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| $10,000 minimum balance |
24 months |
3.75% |
3.78% |
| $10,000 minimum balance |
18 months |
3.50% |
3.55% |
| $10,000 minimum |
12 months |
3.25% |
3.27% |
| $5,000 minimum balance |
24 months |
2.75% |
2.77% |
| $5,000 minimum balance |
18 months |
2.50% |
2.54% |
| $5,000 minimum balance |
12 months |
2.25% |
2.26% |
| $1,000 minimum balance |
12 months |
2.25% |
2.26% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 8/16/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Regular shares/special savings |
$100-$1,000 Quarterly |
01.00% |
1.00% |
| Regular shares/special savings |
$1,001-$5,000 Quarterly |
01.25% |
1.26% |
| Regular Shares/special savings |
$5,001-10,000 Quarterly |
1.75% |
1.76% |
| Regular Shares/special savings |
$10,001 and up Quarterly |
2.25% |
2.26% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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